Every person who is wrapped up in financial problems in life must feel depressed and lose confidence and feel constant uncertainty. They continue to look for ways to increase income to be free of debt. Life will feel better if there is no debt because not only is the credit history affected but debt can also reduce the quality of life. Without debt, your life will be free of stress and feel happier. Your feelings will feel more comfortable and your mind will be lighter. Apart from this, here are 4 reasons to be free of debt now:


Increase Self Confidence


Increase Self Confidence



Increasing self-confidence seems to be one reason to be free from the most obvious debt. In the absence of debt, you will gain confidence again and improve quality of life. You will trust yourself with no more debt attached to you. Life without debt can make you happier because there is no debt burden that undermines you again. You can buy items that you were not able to buy because they paid off debt and allocated money to make yourself happy. The level of anxiety a person has is equivalent to the amount of debt he has. If you still have debt, confidence will gradually disappear because of the debt burden that cannot be controlled. Therefore, immediately commit to paying off your debt so that you are more confident.

Reach Your Goals Back


 Reach Your Goals Back


Having debt means you have to pay the debt and also the interest on the debt. Unfortunately, that also means you can only use a little of the money you get. If you live without debt, you don’t need to give your money to banks and credit card companies. Your income will increase and you can use it for a pleasant vacation, buying a new car, or anything else that you couldn’t buy. You can for example resume school, start delayed medical treatment and improve the quality of life with better finance without debt bondage. There is no longer a feeling of not being able to buy because income is only focused on paying off debt. Without debt bills, you have a lot of time and money to do what you like, improve your home according to your dreams, and be more motivated to increase income.

Fix historical IDI

Paying off debt arrears will affect your credit history and increase your score on Historical IDI. Your name in a banking institution is great again. In the future, you will be easy to get credit. There is no harm in using credit as long as you can use it responsibly. (Also Read: Do These 3 Things After Passing BI Blacklist).

Note: As of January 2018, the entire BI Checking process to obtain a Historical IDI can no longer be accessed through Bank Indonesia. You can get it through the Financial Services Authority (OJK) in the Financial Information Service System (SLIK)

Welcome to Savings!

Being free from debt bondage means increasing your chances of controlling your finances. You no longer need to prioritize finance to pay off debt but you can allocate it to increase savings. Imagine what you can do with a savings account that doesn’t have to be allocated to pay off debt. You can save for your future or family’s future. You can start investing in homes, land, jewelry or can invest in the education of your children. If for example per month you have to pay a debt of three million rupiah, now you can allocate three million to save and will produce 36 million per year.

A high commitment and desire will help you to pay off your debt and be free of debt now. Life will feel lighter if you can be released from debt bondage. In addition, you can allocate income for the needs you’ve dreamed of.

After knowing the various reasons to be free from debt, now is the time for you to take the first step towards a debt free life. If you want to take this step, you can use a company that provides a debt management program so you can be freed faster from debt. This company has a professional and experienced team, which can help you in developing a strategy to resolve which types of debt must be completed first, accompanied by attractive relief. One company that can help you to get rid of debt is Dorothea Brooke.

Dorothea Brooke International is the first technology-based professional services company in Indonesia, which provides a debt management program. This program is designed so that consumers who are in debt, have the ability to control their finances again. Dorothea Brooke Indonesia helps clients through debt management programs, specifically designed to suit different needs for each client. This program is a combination of education on various opportunities to increase income and reduce expenditure, as well as conduct negotiation processes on existing bank debt requirements to reach the amount of payment that is in accordance with the ability. Dorothea Brooke Indonesia’s headquarters was established in Jakarta in 2015 by a founding team that has collective experience in the financial sector including debt settlement for more than two decades. Dorothea Brooke has made Indonesia a center of operations as well as a blueprint for the company’s development plan to other ASEAN countries. Since July 2016, Dorothea Brooke Indonesia has become the first company in Asia to get accreditation from the International Association of Professional Debt Arbitrators (IAPDA).

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